Home Insurance

What are you covered for? Well not much it seams, It would be easier to tell you what you are covered for, But they are keeping that to themselves and if you try to read the policy you will be in for a shock.
Terms like we do not cover xxxx and yyyyy but if there is a local event we might cover something. They determine weather there is a local event!
If you fail to tell them something like the date or Mrs Jones cat has fleas they wont pay, because pets ain't covered at that time or date.
If it was tomorrow they will cover it but today they wont cover it.
The examples they will cover are so remote from reality they would stop the claim cause you are stretching the meaning of the policy and so are not covered on this day.
What are you covered for I don't know as to make a claim one would have to be creative and not to stretch the imagination to far. For even stretching the imagination could cancel the policy and they have the right to do this at any time so it seams. No don't expect a refund of your policy as it has run its time on cancellation.
Insurance fraudulent claims. This is interesting as you can be charged with making a false claim with penal charges laid against you. Then your policy is terminated as well.
Good luck with your next claim.
I will still be trying to word my claim so as not to void the policy and the claim go threw.
I think I will get a solicitor to do it for me.
Don't have a policy that's OK put a claim in anyway you will probably have more success and they wont cancel your policy as you don't have one.

Cheers Iggle

Tiny house

I love those tiny houses and then thought turn it up side down so to speak. Put the bedroom underneath and the kitchen on top this would give a split leavel effect and do away with the ladder and the stairs going to the top level could be a seat. Being higher in the kitchen would give better views to the outside. Cheers to all and have an amazing years to come. Iggle

One of my play grounds as a child

As a child of 9 I used to play in this location and even to this day it can be seen on google earth at this location. -30.379037, 152.719818 Lightening used to strike the ground about a kilometer to the right of this spot with regular abandon and when it even looked like storms one would never go there. The noise of the lightening and the loud flashes was a frightening thing to experience as a child.
Show on Google Maps

Incompidence gets rewarded

I have seen over the years where craftsman did magical things with there tools and there minds on the jobs that they were performing. Watching an artisan working is a joy to my eyes.
These men never get promoted for they are too valuable on the shop floor which is a pity not only for the man concerned but for the company that they work for. These are the men to emulate the mentors in there fields, it is so sad that the younger generation have been dumped on by the impure and improper. Respect for the elderly has gone replaced by abuse and sometimes even violence.
How different things would be if the leaders of our countries and companies were craftsman and entrepreneurs, people with vision and integrity.
Alas this is but a dream. The below video shows this in action.
http://www.youtube.com/watch?feature=player_embedded&v=TvP9mSXVVxw#!

Insurance policies

Did you know that it is something like 90% of insurance policies never get claimed on. I have a insurance policy that covers landlords and the income. I asked about claiming massive damage done to one of my properties that the tenant did. Guess what I am not covered for damage done by a tenant even if the tenant burns the house down. The fences have been destroyed the shed has had the wall torn down and used for fire wood. All this timber was treated 150x 200x 500 blocks that was stacked and screwed like bricks all gone and not replaceable. Total damage bill in excess of thirty thousand dollars. I worked hard for what I have and to have the grandson of a friend of thirty years destroy it all. This was to be my retirement fund. Ducks in the bathroom bath tub and a dozen cats. The mould has destroyed the house from the inside. Then to top it off told to get off my own property.
Then there is the drug crop in the back yard and as a landlord I have been put in the position of supplying a place to cultivate and sell drugs with its jail term and the confiscation of all my property as product of crime.
I see here in this area where I live on average one house every two months gets burnt down at a huge cost to the community. All threw drug suppliers burning out the opposition. I will sell my properties and spend the money if I can cause there probably is a law against that too.

Phone call

I got a call from the neighbour in Gundagai about my tenants causing trouble, Apparently Joe got a AVO against the neighbours tenant. I rang Joe and asked how things were going. He snapped about the tenant using a third party having a go at him which wasn't the case. Having been to Gundagai I now know what the problem is DRUGS and there associated problems. Four houses in a row dealing with the stuff. Joe was helpful informing me what was going on.

My boy wears a blue uniform

My son wears a blue uniform at work. I asked my son to come with me to inspect one of my properties. On arrival I mentioned that he wears a blue uniform to work. Well he is a copper. The remark from the tenant was he ain't in uniform now is he. We were shown threw and given the full guided tour which included the garden. Even the marijuana crop with its flourishing plants. I was wondering why the water bill was so high? The he says I ain't stupid I don't smoke the stuff . I grow it to sell. Horrified to here this I looked at my son. Not a blink of and eye nothing. When we left he my son said you heard that didn't you. I asked the bit about the growing and selling. Yes he says. If I was to do anything there and then I would have had to caution him and then his words could have been used in a court of law. But, and here it is. You are a civilian and your testimony is admissible in court. If I did not report it (the crop) then I would have been an accomplice, and all my goods could be seized as property from criminal activity. No brainer isn't it